Wholesale lending, built for brokers.
TriStar Finance has funded loans out of Kirkland, WA for two decades. TriStar TPO opens that same team to independent brokers and loan officers: partner pricing, program guidelines and fast scenario help, behind one login.
| Rate | 15-day | 30-day | 45-day |
|---|---|---|---|
| 6.375% | 99.125 | 98.875 | 98.625 |
| 6.500% | 99.750 | 99.500 | 99.250 |
| 6.625% | 100.250 | 100.000 | 99.750 |
| 6.750% | 100.875 | 100.625 | 100.375 |
| 6.875% | 101.375 | 101.125 | 100.875 |
Sign in to see today's partner pricing.
Why partner with TriStar TPO
Partner-only pricing
Daily rate sheets and pricing for approved partners. Nothing on this side of the login is visible to consumers or search engines.
Submit straight into LendingPad
Approved partners get LendingPad credentials and upload loans directly. No re-keying, no emailing PDFs back and forth.
Scenario tools that save a call
Run DSCR and bank-statement income estimates in minutes before you send the file.
From approval to funded loan in four steps
- 01
Request access
Tell us about your company and NMLS licensing. It takes about two minutes.
- 02
Get approved
Our TPO team verifies your license and approves your portal account.
- 03
Price and pre-qualify
Use the daily rate sheet, program guidelines and the DSCR and bank-statement tools.
- 04
Submit in LendingPad
Upload the loan with your assigned LendingPad login. We process, underwrite and fund.
Agency, government and non-QM under one roof
Full guidelines and eligibility matrices are inside the partner portal.
- Conventional
- FHA
- VA
- Jumbo
- DSCR
- Bank Statement
- Non-QM
- HELOC
Questions brokers ask us
What is TriStar TPO?
TriStar TPO is the wholesale, or third-party origination (TPO), channel of TriStar Finance Inc. (NMLS #43583), a mortgage lender based in Kirkland, Washington. Independent mortgage brokers and loan officers bring their borrowers' loans to TriStar, and TriStar processes, underwrites and funds them.
Who can become a TriStar TPO partner?
Licensed mortgage brokers and mortgage loan officers with an active NMLS license. Request access on this site; the TPO team verifies your company and individual NMLS licensing before approving the account.
How do partners submit loans to TriStar?
Approved partners receive LendingPad credentials and upload loans directly into LendingPad, TriStar's loan origination system. There is no need to email files or re-key applications.
Which loan programs does TriStar TPO offer?
Conventional, FHA, VA, jumbo, DSCR investor loans, bank statement loans for self-employed borrowers, other non-QM programs and HELOCs. Current guidelines and eligibility matrices are in the partner portal.
Can consumers see TriStar's wholesale rates?
No. Wholesale pricing and rate sheets are only available to approved partners after signing in. Home buyers should visit tristarfinance.com for retail mortgage options.
What is a DSCR loan?
A debt service coverage ratio (DSCR) loan is an investment property loan qualified on the property's rental income instead of the borrower's personal income. DSCR equals monthly rent divided by the monthly housing payment (principal, interest, taxes, insurance and HOA). Partners can estimate it with the DSCR calculator in the portal.
What is a bank statement loan?
A bank statement loan qualifies self-employed borrowers on deposits shown in 12 or 24 months of personal or business bank statements instead of tax returns. The portal's bank statement calculator estimates qualifying monthly income from uploaded statements.
Talk to the TPO team
Questions about becoming a partner or a scenario that does not fit the box? Reach Kurt and the TPO team directly.